WELCOME to the Newly Designed Website for the Central NJ Regional Chamber of Commerce, launched on January 1, 2026. Thanks for your patience as we use our new Membership Platform.

Board

christiene-gonce-2026-cnjrcc-president

Christiene Gonce

President

Christiene Gonce “Chrissy” is the Business Development Manager at New Horizon Abstract, where she has been a valued and dedicated team member for over ten years. With a strong foundation in relationship-building, leadership, and strategic growth, Christiene plays a key role in strengthening partnerships and driving long-term success for the company.

Beyond her role at New Horizon Abstract, Christiene is deeply involved in professional leadership. She is currently the President of a local BNI Chapter and has supported multiple leadership roles across other chapters, demonstrating her commitment to collaboration, mentorship, and business development within her professional network.

Christiene’s passion for service extends well beyond her career. She has spent years volunteering as a Sunday school teacher, supports families through her work with her Church’s food pantry, and serves as a liaison and member of the Monroe Township School District Citizen Advisory Committee. Her community involvement reflects her strong belief in giving back and making a meaningful impact.

Above all, Christiene values family and community. A proud mother of two, she prioritizes quality time with her family and enjoys bringing people together through cooking and baking—an expression of her warm, generous spirit and genuine care for others.

Andrea Pagiazitis

Board Member - Vice President and Event Coordinator

Andrea has over 25 years experience in the retail banking industry. In her current position as FVP, Market Manager at Provident Bank, she enjoys business development, and motivating and mentoring her team.

As Vice President of the Chamber and Event Planner, I am often asked “why should I join the chamber”, that is an easy answer. The Chamber creates business to business contacts that result in new business opportunities for its members. Our mission is to generate more business activity for our communities. I also remind them the importance of doing business locally to keep our businesses strong.
I would like to personally invite you to join our chamber to get connected, build your business and keep our community strong. Building Business Together!

Andrea-Pagiazitis board member vp event coordinator
colleen havecker cnjrcc 2026 secretary

Colleen Havecker

Board Member -Secretary

Colleen Havecker is a Branch Manager at Amboy Bank, where she leads a dedicated and dynamic team focused on meeting the financial needs of the Monroe Township community and its businesses.

With over a decade of experience at Amboy Bank, Colleen’s comprehensive expertise encompasses both branch operations and business development. A key contributor to the organization’s success, she actively mentors and fosters the professional growth of many of the bank’s key personnel, all while perfectly embodying the bank’s commitment to top-notch personal customer service.

Beyond the world of finance, Colleen is passionate about wellness and is a beloved yoga instructor offering weekly classes in addition to private experiences. Her culinary passion also shines through as an enthusiastic foodie who enjoys exploring and cooking various cuisines for her family. Her nearly two decades as a server at Drew’s Bayshore Bistro in Keyport have provided her with expert recipe and chef tips directly from Drew.

Above all, Colleen is a proud mother to her strong-willed, talented and beautiful daughter, her greatest inspiration.

Danielle Oswald

Board Member - IT Chair

Danielle is the Founder & Chief Web Designer of DLO-Consulting, a boutique web design firm based in Central NJ. Danielle is a lifelong NJ resident. 

Danielle brings over three decades of customer/client management experience and began designing/maintaining websites in 2009.  Each project is unique and Danielle’s web design philosophy is bringing a thoughtful, customized approach for each client.  DLO-Consulting – solving small businesses’ evolving needs.

Outside of work, she is a proud Mom of 2 young adult men, wife to her husband of 21 years, and a devoted dog mom to three retired greyhound racers who complete her home.

 

danielle oswald cnjrcc 2026
kathy-makras-board-member-treasurer

Kathy Makras

Board Member - Treasurer

Kathy Makras is Vice President and Branch Manager of Provident Bank in Cranbury, where she leads her team in providing personalized financial solutions with a strong focus on business banking. With over 20 years of experience in the financial industry, she is dedicated to helping local businesses and individuals achieve their goals through trusted guidance and long-term relationship management.

In addition to her leadership role at Provident Bank, Kathy serves as Treasurer of the Central New Jersey Regional Chamber of Commerce, overseeing financial responsibilities and supporting initiatives that strengthen the local business community. She also serves on the Membership Committee of the Greek American Chamber of Commerce, where she works to build connections and foster growth within the broader business network.

Joel Pascua

Board Member - Marketing Director

Joel Pascua brings a unique blend of healthcare, real estate, and community leadership. He is a registered nurse with almost 30 years of experience at a local hospital and a New Jersey–licensed Realtor® for 13 years, currently serving as a Broker Associate with Berkshire Hathaway HomeServices Fox & Roach, KP EdgeStone Realty Group.

Through real estate, marketing, and advocacy, he helps individuals, families, and businesses grow and thrive. As President of the Asian Real Estate Association of America (AREAA) Central New Jersey Chapter, he advocates for and promotes sustainable homeownership within AANHPI communities and for anyone in need. He works closely with professionals, entrepreneurs, and community leaders to create opportunities, promote education, and strengthen local economies.

Within the Chamber, he aims to be a connector and resource—supporting members through strategic marketing, visibility, collaboration, and referrals. He is passionate about helping businesses tell their story, enhance their brand presence, and build meaningful relationships within the community.

His goal is simple: to serve, uplift, and contribute to a strong, inclusive, and prosperous business community where both members and residents can succeed together.

joel-pascua-board-member-marketing-director

In Memorium

Carol L. DiCola

Past President

Branch Manager, Amboy Bank. Carol had over 17 years experience in the banking industry and 25 years experience working with non-profit agencies. She was active with the Ocean Township Chamber of Commerce from 2003 to 2010 and served as President from 2009 – 2010. Amboy Bank is a full service commercial bank headquartered in the Township of Old Bridge and was established in 1888. Based on over 125 years of strength and service, we have earned a reputation as a well-respected financial institution in central New Jersey. At Amboy Bank we take pride in our efforts to become an integral part of each of the communities we serve.  View Obituary.

carol l. dicola